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7a Need some cash?

. LISTENING & READING
A. Discuss.
• Do you have a bank account?
• If yes, how often do you put money in it?
• How do you feel about using cash machines?

B. Listen to three dialogues and at the bank
decide where each of them is
taking place. Write 1, 2 or 3 at a cash machine
next to the names of the places. at a bureau de change

1.
Clerk Good morning, how can I help you?
Woman I’d like to exchange some euros into Japanese yen.
What’s the exchange rate?
Clerk One euro is 122 yen.
Woman OK, let me see. How much will I need to spend? Erm...
here’s €200. You charge commission, don’t you?
Clerk Yes, we charge 1% commission. Is that OK?
Woman That’s fine.
Clerk So, here’s your money.
Woman Thank you. © MM Publications
2.
Man What’s taking you so long? 3.
Woman I’m trying to withdraw some money. Bank clerk Good afternoon.
Man Didn’t you want to make a deposit? Customer Hello, I’d like to open a new account.
Woman I’ve already done that. Then I took Bank clerk OK. Let me tell you about our latest account. It’s
my card and got the receipt, but called Silversaver and it has an interest rate of 5%.
I realised we need money for the Customer Sounds good.
supermarket, so I tried to withdraw Bank clerk And we will also give you a debit card free of charge.
some. Customer Isn’t that the same as a credit card?
Man And? Bank clerk No, with a debit card you can pay for things and
Woman It won’t accept my PIN number. the amount is directly taken from your account.
Man Maybe you entered it incorrectly. Customer I can’t use Internet banking with that account,
Woman But it worked before, didn’t it? Let me can I?
try once more. Bank clerk Of course, you can. You can also get up to £50
Man How many times have you entered it? cashback at various shops and supermarkets.
Woman This is the third time. Customer That’s useful.
Man I hope it doesn’t swallow your card. Bank clerk Here’s a brochure. If you have any questions,
Woman It’s OK, it’s working now. don’t hesitate to ask.

C. Read the dialogues and match.
1. When you exchange money, a. the cash machine may ‘swallow’ your card.
2. When you enter your PIN three times incorrectly, b. it asks for your PIN number.
3. When you put your card in a cash machine, c. you get money back from shops.
4. When you use a debit card, d. you usually have to pay commission.
5. When you use cashback, e. money is directly taken from your account.

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